Privacy Policy
Last updated: August 18, 2026
This policy describes, in plain English, exactly how Daily Spend works and what we do with your information. Daily Spend is available to residents of the United States who are 18 or older.
The short version
Daily Spend shows the total you've spent today on your iPhone Lock Screen. We do that by reading the transaction-alert emails your bank sends — you route them to a private email address we create for you. We never ask for or receive your bank login, we can't move your money, and we don't sell your data.
How it works — your private inbox
When you add a bank, we create a private email address just for you (for example, you-abc123@in.dailyspend.ai). You add that address to your bank and turn on its transaction alerts, so each purchase your bank emails you is delivered to that address.
Our systems automatically read the messages delivered to that address to pull out the details of each purchase — the merchant, the amount, the date, and the last four digits of the card. We read the contents of email sent to that address to do this. Because a bank verification code or an unrelated message could also arrive there, those are read too; we relay verification codes to you and don't use anything that isn't a transaction.
Everything is read-only. Daily Spend has no connection to your bank, uses no banking API, holds none of your credentials, and cannot make payments, transfers, or any other money movement.
What we collect
- Account identifiers. The email address associated with your Sign in with Apple, and a unique user ID, so we can sign you in and tie your spending to your subscription.
- Your private address and the messages sent to it. The address we provision for you and the contents of email delivered there.
- Transaction details. The merchant, amount, date, and card last-four we extract from those emails to compute your daily total.
- Subscription status. Whether you're on a trial or a paid plan and your renewal date. Apple handles payment; we never see your card.
- A phone number — only if you choose to add a family member.
- Device timezone and a push token — so "today" means the same thing to you and to us, and so we can send you notifications.
What we do NOT collect
- Your bank username, password, PIN, or any login credential.
- Your full bank account numbers or full card numbers (last-four only).
- Your location, contacts, or photos.
The setup assistant (AI)
If you get stuck setting up your bank and choose "Show me your screen," the screenshot you pick is sent to our AI provider (Anthropic) so it can tell you what to tap next. This only happens when you choose to send a screenshot. Those images are used solely to answer your question, are not used to train AI models, and we don't store them.
How we use your data
- To calculate and show your daily spending on the Lock Screen and in the app.
- To relay verification codes your bank sends to your private address.
- To deliver, restore, and renew your subscription.
- To improve how accurately we read different banks' alert emails.
- To investigate fraud or abuse of the service.
We do not sell your data
We do not sell or rent your personal information, we do not share it for advertising, and we do not train AI models on your transactions or emails.
Service providers we use
- Postmark — receives and delivers the email sent to your private address
- Supabase — database and authentication
- Fly.io — application hosting
- Anthropic — powers the optional setup assistant
- Apple — app distribution, in-app purchase, and push delivery
These providers process your data only as needed to run the service on our behalf.
Retention and deletion
We keep an original alert email only as long as needed to record its transaction and to improve our parsing; parsed spending is kept while your account is active. You can delete everything at any time from inside the app: Profile → Delete account. When you do, we delete your data and stop using your private address.
Deleting your account does not cancel your Apple subscription — manage that in iPhone Settings → Apple ID → Subscriptions.
Security
Data is encrypted in transit with TLS and encrypted at rest. Access to production systems is restricted to a small number of authorized people.
Age and availability
Daily Spend is offered only to United States residents who are 18 or older, and is not directed at children.
Changes
We'll post any material changes to this policy on this page and update the "Last updated" date above.
Contact
Questions or requests: privacy@dailyspend.ai.